Boat Insurance

If you enjoy spending time on Alabama’s lakes, rivers or coastal waters with a small fishing boat or kayak, you may wonder whether boat insurance is necessary. Alabama does not require boat insurance for most small watercraft, including fishing boats and kayaks. However, you may be asked to carry specific coverage if you finance your […]

Accidents on the water are often a boat owner’s worst nightmare. In addition to worrying about the possible damage to your own vessel, you also might need to account for other parties’ losses, such as if you crash into someone else’s watercraft. Given the potentially catastrophic consequences of boat collisions, understanding and acquiring appropriate boat […]

If you’re planning to enjoy waterways in , it’s essential to understand the importance of a comprehensive boat insurance policy. While some areas do not legally require insurance for recreational watercraft, having coverage is highly recommended for financial and legal protection. Without proper insurance, you could be personally responsible for costly accidents, injuries and property […]