Renters Insurance

Renters insurance includes personal property coverage, which can help replace your belongings after covered incidents such as fire, vandalism, and theft. This coverage usually extends beyond your rental unit and is known as off-premises coverage. Examples of situations that may be covered include: Items stolen from your vehicle A laptop taken from a coffee shop Luggage stolen while traveling A bicycle stolen from a […]

For many renters in Alabama, the question of whether renters insurance is required can be confusing. While state law does not mandate renters insurance, your lease agreement may. Lease and Landlord Requirements Even though Alabama law doesn’t require renters insurance, your landlord may require it as part of your lease agreement. Many property owners want tenants to carry renters insurance to reduce liability and ensure that renters can cover […]